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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,843 | $82,188-21.1% | $125,391-48.3% | $64,8240% |
| Participation rate | 80.9% | 77.9%+3.0pp | 82.4%-1.5pp | 71.5%+9.4pp |
| Annual return | -16.60% | 3.50%-20.1pp | 572.41%-589.0pp | 32.84%-49.4pp |
| Employer contribution / active EE | $4,336 | $3,617+19.9% | $4,816-10.0% | $2,507+72.9% |
| Participant deferral / active EE | $7,557 | $7,177+5.3% | $7,448+1.5% | $4,311+75.3% |
| Admin fee / account holder | $4 | $163-97.6% | $10,009-100.0% | $188-98.0% |