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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,519 | $105,856-74.9% | $90,161-70.6% | $147,586-82.0% |
| Participation rate | 84.2% | 79.7%+4.5pp | 76.9%+7.3pp | 82.8%+1.4pp |
| Annual return | 19.63% | 37.63%-18.0pp | 34.89%-15.3pp | 578.59%-559.0pp |
| Employer contribution / active EE | $1,995 | $4,126-51.6% | $3,318-39.9% | $4,876-59.1% |
| Participant deferral / active EE | $5,431 | $5,733-5.3% | $5,287+2.7% | $5,439-0.1% |
| Admin fee / account holder | $358 | $8,046-95.5% | $5,943-94.0% | $10,886-96.7% |