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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,732 | $82,674-66.5% | $125,381-77.9% | $68,486-59.5% |
| Participation rate | 88.2% | 75.1%+13.2pp | 82.4%+5.9pp | 67.9%+20.3pp |
| Annual return | -15.82% | -5.97%-9.8pp | 572.31%-588.1pp | -7.85%-8.0pp |
| Employer contribution / active EE | $905 | $3,382-73.2% | $4,815-81.2% | $2,597-65.2% |
| Participant deferral / active EE | $2,245 | $6,111-63.3% | $7,448-69.9% | $4,028-44.3% |
| Admin fee / account holder | $398 | $6,277-93.7% | $10,007-96.0% | $5,404-92.6% |