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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,502 | $98,776-72.2% | $149,745-81.6% | $79,856-65.6% |
| Participation rate | 87.2% | 75.8%+11.4pp | 82.5%+4.7pp | 69.6%+17.5pp |
| Annual return | 13.96% | 27.38%-13.4pp | 276.72%-262.8pp | 31.71%-17.7pp |
| Employer contribution / active EE | $716 | $3,217-77.8% | $4,646-84.6% | $2,471-71.0% |
| Participant deferral / active EE | $1,658 | $5,681-70.8% | $6,843-75.8% | $3,741-55.7% |
| Admin fee / account holder | $1,391 | $6,053-77.0% | $9,312-85.1% | $5,306-73.8% |