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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,075 | $102,422-68.7% | $147,117-78.2% | $80,959-60.4% |
| Participation rate | 92.1% | 75.9%+16.2pp | 82.2%+9.9pp | 67.7%+24.4pp |
| Annual return | 19.37% | 135.16%-115.8pp | 420.54%-401.2pp | 35.67%-16.3pp |
| Employer contribution / active EE | $955 | $3,717-74.3% | $4,932-80.6% | $2,757-65.4% |
| Participant deferral / active EE | $2,620 | $6,652-60.6% | $8,065-67.5% | $4,300-39.1% |
| Admin fee / account holder | $4,340 | $7,953-45.4% | $12,993-66.6% | $6,925-37.3% |