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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,947 | $212,386-47.3% | $199,883-44.0% | $138,895-19.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 14.87% | 47.75%-32.9pp | 43.81%-28.9pp | 145.39%-130.5pp |
| Employer contribution / active EE | $2,115 | $6,625-68.1% | $6,261-66.2% | $4,194-49.6% |
| Participant deferral / active EE | $5,096 | $9,617-47.0% | $9,138-44.2% | $6,396-20.3% |
| Admin fee / account holder | $446 | $18,233-97.6% | $17,268-97.4% | $12,562-96.5% |