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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,083 | $185,883-56.4% | $170,043-52.3% | $139,466-41.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.95% | 60.54%-45.6pp | 53.40%-38.5pp | 373.66%-358.7pp |
| Employer contribution / active EE | $1,909 | $7,596-74.9% | $6,790-71.9% | $4,754-59.8% |
| Participant deferral / active EE | $5,011 | $11,626-56.9% | $10,410-51.9% | $6,712-25.3% |
| Admin fee / account holder | $326 | $15,393-97.9% | $12,824-97.5% | $11,409-97.1% |