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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,351 | $166,131-11.9% | $164,975-11.3% | $145,877+0.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.79% | 100.37%-84.6pp | 70.12%-54.3pp | 551.28%-535.5pp |
| Employer contribution / active EE | $7,329 | $5,276+38.9% | $4,343+68.8% | $4,663+57.2% |
| Participant deferral / active EE | $6,055 | $6,962-13.0% | $6,033+0.4% | $6,691-9.5% |
| Admin fee / account holder | $756 | $16,648-95.5% | $12,688-94.0% | $13,402-94.4% |