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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,491 | $144,130-63.6% | $117,861-55.5% | $147,586-64.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.23% | 531.20%-514.0pp | 335.11%-317.9pp | 578.59%-561.4pp |
| Employer contribution / active EE | $5,498 | $4,897+12.3% | $3,786+45.2% | $4,876+12.7% |
| Participant deferral / active EE | $3,725 | $5,316-29.9% | $4,482-16.9% | $5,439-31.5% |
| Admin fee / account holder | $319 | $10,887-97.1% | $8,021-96.0% | $10,886-97.1% |