Filed December 29, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,731 | $73,988-57.1% | $96,538-67.1% | $75,177-57.8% |
| Participation rate | 96.7% | 66.4%+30.2pp | 74.3%+22.3pp | 67.2%+29.5pp |
| Annual return | 20.30% | 26.73%-6.4pp | 35.74%-15.4pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1,718 | $2,930-41.4% | $3,740-54.1% | $2,671-35.7% |
| Participant deferral / active EE | $4,630 | $3,660+26.5% | $4,880-5.1% | $4,126+12.2% |
| Admin fee / account holder | $399 | $5,220-92.3% | $6,737-94.1% | $5,651-92.9% |