Filed December 29, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,861 | $64,716-61.6% | $112,258-77.9% | $68,495-63.7% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.96% | -11.40%-5.6pp | 27.47%-44.4pp | -7.84%-9.1pp |
| Employer contribution / active EE | $1,571 | $2,746-42.8% | $3,636-56.8% | $2,596-39.5% |
| Participant deferral / active EE | $4,651 | $3,565+30.5% | $4,728-1.6% | $4,028+15.5% |
| Admin fee / account holder | $1,517 | $5,232-71.0% | $6,411-76.3% | $5,403-71.9% |