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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,079 | $212,386+35.2% | $199,883+43.6% | $138,895+106.7% |
| Participation rate | 95.5% | 87.4%+8.1pp | 86.8%+8.7pp | 79.9%+15.5pp |
| Annual return | 14.71% | 47.75%-33.0pp | 43.81%-29.1pp | 145.39%-130.7pp |
| Employer contribution / active EE | $13,110 | $6,625+97.9% | $6,261+109.4% | $4,194+212.6% |
| Participant deferral / active EE | $15,738 | $9,617+63.6% | $9,138+72.2% | $6,396+146.0% |
| Admin fee / account holder | $51,481 | $18,233+182.3% | $17,268+198.1% | $12,562+309.8% |