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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,864 | $167,353+189.7% | $143,797+237.2% | $134,545+260.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -42.31% | 0.48%-42.8pp | -0.04%-42.3pp | 418.37%-460.7pp |
| Employer contribution / active EE | $28,851 | $5,620+413.3% | $4,952+482.6% | $4,742+508.5% |
| Participant deferral / active EE | $15,322 | $6,447+137.7% | $5,638+171.7% | $6,401+139.4% |
| Admin fee / account holder | $1,197 | $18,096-93.4% | $14,679-91.8% | $11,431-89.5% |