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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $777,802 | $217,432+257.7% | $185,851+318.5% | $167,553+364.2% |
| Participation rate | 88.9% | 86.1%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 32.46% | 148.43%-116.0pp | 122.11%-89.7pp | 478.89%-446.4pp |
| Employer contribution / active EE | $27,894 | $5,874+374.8% | $5,168+439.7% | $4,840+476.4% |
| Participant deferral / active EE | $18,087 | $6,357+184.5% | $5,569+224.8% | $6,343+185.2% |
| Admin fee / account holder | $3,274 | $19,820-83.5% | $16,245-79.8% | $12,316-73.4% |