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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,629 | $197,637-24.3% | $177,848-15.9% | $158,982-5.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -7.94% | 58.77%-66.7pp | 48.33%-56.3pp | 302.99%-310.9pp |
| Employer contribution / active EE | $20,716 | $6,698+209.3% | $5,919+250.0% | $4,763+335.0% |
| Participant deferral / active EE | $13,900 | $8,405+65.4% | $7,714+80.2% | $5,983+132.3% |
| Admin fee / account holder | $7,509 | $15,406-51.3% | $12,431-39.6% | $11,252-33.3% |