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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,119 | $184,000-61.9% | $162,185-56.8% | $152,909-54.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 6.19% | 150.80%-144.6pp | 115.61%-109.4pp | 345.46%-339.3pp |
| Employer contribution / active EE | $20,373 | $6,370+219.8% | $5,613+262.9% | $4,764+327.6% |
| Participant deferral / active EE | $13,471 | $8,033+67.7% | $7,297+84.6% | $5,851+130.2% |
| Admin fee / account holder | $32,275 | $13,124+145.9% | $10,844+197.6% | $11,601+178.2% |