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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,637 | $49,897+37.6% | $80,648-14.9% | $75,177-8.7% |
| Participation rate | 27.8% | 55.3%-27.6pp | 67.0%-39.2pp | 67.2%-39.4pp |
| Annual return | 18.99% | 34.68%-15.7pp | 937.21%-918.2pp | 160.75%-141.8pp |
| Employer contribution / active EE | $823 | $1,699-51.6% | $2,724-69.8% | $2,671-69.2% |
| Participant deferral / active EE | $2,230 | $2,992-25.5% | $4,443-49.8% | $4,126-46.0% |
| Admin fee / account holder | $457 | $3,579-87.2% | $5,382-91.5% | $5,651-91.9% |