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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $52,279-9.1% | $89,435-46.9% | $79,856-40.5% |
| Participation rate | 21.6% | 57.5%-36.0pp | 68.0%-46.4pp | 69.6%-48.1pp |
| Annual return | 18.35% | 22.16%-3.8pp | 245.55%-227.2pp | 31.71%-13.4pp |
| Employer contribution / active EE | $473 | $1,572-69.9% | $2,587-81.7% | $2,471-80.9% |
| Participant deferral / active EE | $1,257 | $2,740-54.1% | $3,890-67.7% | $3,741-66.4% |
| Admin fee / account holder | $273 | $3,356-91.9% | $4,884-94.4% | $5,306-94.9% |