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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,347 | $133,981-79.6% | $112,249-75.6% | $134,532-79.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.63% | 47.16%-63.8pp | 27.48%-44.1pp | 418.27%-434.9pp |
| Employer contribution / active EE | $6,087 | $4,040+50.7% | $3,636+67.4% | $4,741+28.4% |
| Participant deferral / active EE | $3,577 | $5,292-32.4% | $4,729-24.4% | $6,401-44.1% |
| Admin fee / account holder | $6,877 | $7,492-8.2% | $6,412+7.2% | $11,429-39.8% |