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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,422 | $115,810-66.8% | $101,271-62.1% | $158,966-75.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.91% | 56.15%-43.2pp | 46.48%-33.6pp | 302.95%-290.0pp |
| Employer contribution / active EE | $1,389 | $4,175-66.7% | $3,660-62.1% | $4,762-70.8% |
| Participant deferral / active EE | $4,292 | $4,958-13.4% | $4,371-1.8% | $5,983-28.3% |
| Admin fee / account holder | $375 | $7,248-94.8% | $5,948-93.7% | $11,250-96.7% |