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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,546 | $183,516-86.1% | $155,534-83.6% | $145,884-82.5% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 6.71% | 61.43%-54.7pp | 64.92%-58.2pp | 551.85%-545.1pp |
| Employer contribution / active EE | $2,481 | $5,315-53.3% | $4,675-46.9% | $4,662-46.8% |
| Participant deferral / active EE | $5,066 | $6,467-21.7% | $5,630-10.0% | $6,690-24.3% |
| Admin fee / account holder | $16,532 | $19,293-14.3% | $15,900+4.0% | $13,392+23.4% |