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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,117 | $175,259-86.2% | $149,723-83.9% | $139,487-82.7% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 9.55% | 166.82%-157.3pp | 134.50%-124.9pp | 373.84%-364.3pp |
| Employer contribution / active EE | $1,746 | $5,478-68.1% | $4,821-63.8% | $4,755-63.3% |
| Participant deferral / active EE | $3,432 | $6,522-47.4% | $5,682-39.6% | $6,713-48.9% |
| Admin fee / account holder | $26,240 | $16,158+62.4% | $13,215+98.6% | $11,407+130.0% |