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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,315 | $176,105-72.6% | $159,474-69.7% | $167,536-71.2% |
| Participation rate | 33.3% | 85.0%-51.6pp | 82.8%-49.5pp | 82.1%-48.8pp |
| Annual return | 30.89% | 331.91%-301.0pp | 263.68%-232.8pp | 478.82%-447.9pp |
| Employer contribution / active EE | $1,427 | $5,299-73.1% | $4,831-70.5% | $4,839-70.5% |
| Participant deferral / active EE | $4,259 | $7,751-45.1% | $7,353-42.1% | $6,342-32.8% |
| Admin fee / account holder | $621 | $12,559-95.1% | $10,802-94.2% | $12,315-95.0% |