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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,271 | $165,399-86.5% | $149,745-85.1% | $158,982-86.0% |
| Participation rate | 55.6% | 84.6%-29.0pp | 82.5%-26.9pp | 82.0%-26.4pp |
| Annual return | 7.63% | 348.34%-340.7pp | 276.72%-269.1pp | 302.99%-295.4pp |
| Employer contribution / active EE | $1,795 | $5,105-64.8% | $4,646-61.4% | $4,763-62.3% |
| Participant deferral / active EE | $3,219 | $7,183-55.2% | $6,843-53.0% | $5,983-46.2% |
| Admin fee / account holder | $125 | $10,811-98.8% | $9,312-98.7% | $11,252-98.9% |