Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,142 | $71,878+8.7% | $86,698-9.9% | $68,486+14.1% |
| Participation rate | 51.2% | 72.2%-21.0pp | 76.6%-25.4pp | 67.9%-16.7pp |
| Annual return | -15.35% | 3.53%-18.9pp | 35.95%-51.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,236 | $3,779+12.1% | $4,656-9.0% | $4,028+5.2% |
| Admin fee / account holder | $2,562 | $6,113-58.1% | $7,493-65.8% | $5,404-52.6% |