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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,185 | $64,324+9.1% | $118,914-41.0% | $79,856-12.1% |
| Participation rate | 97.6% | 64.9%+32.8pp | 75.4%+22.2pp | 69.6%+28.0pp |
| Annual return | 22.54% | 86.45%-63.9pp | 35.89%-13.3pp | 31.71%-9.2pp |
| Employer contribution / active EE | $4,139 | $1,836+125.4% | $3,264+26.8% | $2,471+67.5% |
| Participant deferral / active EE | $7,804 | $2,824+176.4% | $4,266+82.9% | $3,741+108.6% |
| Admin fee / account holder | $4,538 | $4,040+12.3% | $6,582-31.1% | $5,306-14.5% |