See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $88,233 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $67,406 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES J. GRIES & C Service code 10 · EIN 36-3383864 | Accounting | $18,250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,455 | $98,727-22.6% | $113,168-32.4% | $85,563-10.6% |
| Participation rate | 53.8% | 80.8%-27.0pp | 76.6%-22.8pp | 66.0%-12.2pp |
| Annual return | 14.25% | 17.43%-3.2pp | 24.27%-10.0pp | 31.51%-17.3pp |
| Employer contribution / active EE | $529 | $2,907-81.8% | $2,975-82.2% | $2,654-80.1% |
| Participant deferral / active EE | $3,445 | $5,424-36.5% | $5,107-32.5% | $4,375-21.3% |
| Admin fee / account holder | $426 | $357+19.5% | $12,068-96.5% | $834-48.9% |