See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $77,113 |
WINTRUST INVESTMENTS LLC7 years Service code 27 · EIN 36-1245570 | Advisory (Plan) | $59,943 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES J. GRIES & C Service code 10 · EIN 36-3383864 | Accounting | $17,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,881 | $88,890-28.1% | $102,423-37.6% | $77,643-17.7% |
| Participation rate | 52.9% | 80.9%-28.1pp | 76.5%-23.6pp | 70.6%-17.7pp |
| Annual return | 12.55% | 24.98%-12.4pp | 29.32%-16.8pp | 31.24%-18.7pp |
| Employer contribution / active EE | $489 | $2,698-81.9% | $3,023-83.8% | $2,726-82.1% |
| Participant deferral / active EE | $3,172 | $5,145-38.3% | $5,053-37.2% | $4,647-31.7% |
| Admin fee / account holder | $375 | $235+59.3% | $9,451-96.0% | $430-12.8% |