Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $77,113 |
WINTRUST INVESTMENTS LLC7 years Service code 27 · EIN 36-1245570 | Advisory (Plan) | $59,943 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES J. GRIES & C Service code 10 · EIN 36-3383864 | Accounting | $17,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,881 | $89,123-28.3% | $102,460-37.7% | $77,762-17.8% |
| Participation rate | 52.9% | 80.9%-28.1pp | 76.5%-23.7pp | 70.6%-17.7pp |
| Annual return | 12.55% | 25.05%-12.5pp | 29.47%-16.9pp | 31.27%-18.7pp |
| Employer contribution / active EE | $489 | $2,700-81.9% | $3,025-83.8% | $2,728-82.1% |
| Participant deferral / active EE | $3,172 | $5,148-38.4% | $5,056-37.3% | $4,651-31.8% |
| Admin fee / account holder | $375 | $236+59.0% | $9,460-96.0% | $433-13.3% |