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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,113 | $98,240-79.5% | $82,312-75.6% | $147,586-86.4% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.86% | 30.85%-12.0pp | 25.88%-7.0pp | 578.59%-559.7pp |
| Employer contribution / active EE | $2,923 | $3,192-8.4% | $2,428+20.4% | $4,876-40.1% |
| Participant deferral / active EE | $3,586 | $4,383-18.2% | $3,706-3.2% | $5,439-34.1% |
| Admin fee / account holder | $389 | $8,563-95.5% | $5,608-93.1% | $10,886-96.4% |