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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,609 | $176,120+54.2% | $159,487+70.3% | $167,553+62.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.19% | 331.95%-323.8pp | 263.71%-255.5pp | 478.89%-470.7pp |
| Employer contribution / active EE | $5,171 | $5,299-2.4% | $4,831+7.0% | $4,840+6.9% |
| Participant deferral / active EE | $11,965 | $7,752+54.4% | $7,354+62.7% | $6,343+88.6% |
| Admin fee / account holder | $870 | $12,561-93.1% | $10,804-91.9% | $12,316-92.9% |