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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,040 | $165,399+67.5% | $149,745+85.0% | $158,982+74.3% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 8.05% | 348.34%-340.3pp | 276.72%-268.7pp | 302.99%-294.9pp |
| Employer contribution / active EE | $5,169 | $5,105+1.3% | $4,646+11.3% | $4,763+8.5% |
| Participant deferral / active EE | $11,825 | $7,183+64.6% | $6,843+72.8% | $5,983+97.6% |
| Admin fee / account holder | $793 | $10,811-92.7% | $9,312-91.5% | $11,252-93.0% |