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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,040 | $165,351+67.5% | $149,710+85.1% | $158,931+74.3% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 8.05% | 348.19%-340.1pp | 276.63%-268.6pp | 302.86%-294.8pp |
| Employer contribution / active EE | $5,169 | $5,103+1.3% | $4,645+11.3% | $4,761+8.5% |
| Participant deferral / active EE | $11,825 | $7,181+64.7% | $6,842+72.8% | $5,982+97.7% |
| Admin fee / account holder | $793 | $10,807-92.7% | $9,309-91.5% | $11,247-93.0% |