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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,216 | $95,406-44.2% | $185,849-71.4% | $85,847-38.0% |
| Participation rate | 93.2% | 68.8%+24.5pp | 81.7%+11.5pp | 69.3%+23.9pp |
| Annual return | 5.27% | 23.59%-18.3pp | 122.10%-116.8pp | 318.61%-313.3pp |
| Employer contribution / active EE | $2,173 | $3,314-34.4% | $5,169-58.0% | $2,565-15.3% |
| Participant deferral / active EE | $3,425 | $3,4240% | $5,569-38.5% | $3,952-13.3% |
| Admin fee / account holder | $2,749 | $7,214-61.9% | $16,244-83.1% | $6,261-56.1% |