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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,146 | $98,760-46.2% | $149,715-64.5% | $79,858-33.4% |
| Participation rate | 56.3% | 75.8%-19.5pp | 82.5%-26.2pp | 69.6%-13.4pp |
| Annual return | 10.92% | 27.43%-16.5pp | 276.66%-265.7pp | 31.72%-20.8pp |
| Employer contribution / active EE | $1,889 | $3,217-41.3% | $4,645-59.3% | $2,471-23.5% |
| Participant deferral / active EE | $3,703 | $5,681-34.8% | $6,842-45.9% | $3,740-1.0% |
| Admin fee / account holder | $36 | $6,053-99.4% | $9,310-99.6% | $5,306-99.3% |