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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,310 | $157,296-87.7% | $141,191-86.3% | $152,897-87.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 41.95% | 64.34%-22.4pp | 71.41%-29.5pp | 345.43%-303.5pp |
| Employer contribution / active EE | $5,051 | $5,262-4.0% | $4,736+6.7% | $4,764+6.0% |
| Participant deferral / active EE | $13,410 | $7,111+88.6% | $6,710+99.9% | $5,851+129.2% |
| Admin fee / account holder | $1,243 | $12,125-89.7% | $10,264-87.9% | $11,599-89.3% |