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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,220 | $209,422-61.7% | $178,503-55.1% | $158,982-49.5% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 5.99% | 188.81%-182.8pp | 151.12%-145.1pp | 302.99%-297.0pp |
| Employer contribution / active EE | $599 | $5,707-89.5% | $5,011-88.1% | $4,763-87.4% |
| Participant deferral / active EE | $8,929 | $5,955+49.9% | $5,202+71.6% | $5,983+49.2% |
| Admin fee / account holder | $6,494 | $17,079-62.0% | $13,987-53.6% | $11,252-42.3% |