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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,452 | $202,342-67.2% | $172,752-61.5% | $152,897-56.5% |
| Participation rate | 78.9% | 87.1%-8.1pp | 82.6%-3.7pp | 82.5%-3.5pp |
| Annual return | 23.05% | 1029.83%-1006.8pp | 802.97%-779.9pp | 345.43%-322.4pp |
| Employer contribution / active EE | $483 | $5,858-91.8% | $5,144-90.6% | $4,764-89.9% |
| Participant deferral / active EE | $7,639 | $5,948+28.4% | $5,198+47.0% | $5,851+30.6% |
| Admin fee / account holder | $1,665 | $17,111-90.3% | $13,955-88.1% | $11,599-85.6% |