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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,755 | $100,811-29.8% | $86,698-18.4% | $134,545-47.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -26.39% | 29.11%-55.5pp | 35.96%-62.4pp | 418.37%-444.8pp |
| Employer contribution / active EE | $2,208 | $3,490-36.7% | $2,837-22.2% | $4,742-53.4% |
| Participant deferral / active EE | $10,060 | $5,339+88.4% | $4,656+116.1% | $6,401+57.2% |
| Admin fee / account holder | $5,181 | $10,926-52.6% | $7,492-30.8% | $11,431-54.7% |