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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,222 | $103,393-40.8% | $87,103-29.7% | $152,909-60.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 23.58% | 28.10%-4.5pp | 28.19%-4.6pp | 345.46%-321.9pp |
| Employer contribution / active EE | $702 | $3,221-78.2% | $2,521-72.2% | $4,764-85.3% |
| Participant deferral / active EE | $6,648 | $4,778+39.1% | $4,049+64.2% | $5,851+13.6% |
| Admin fee / account holder | $833 | $12,195-93.2% | $7,491-88.9% | $11,601-92.8% |