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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,645 | $165,381-36.7% | $149,730-30.1% | $158,966-34.2% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 22.19% | 348.29%-326.1pp | 276.70%-254.5pp | 302.95%-280.8pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,282 | $7,182+29.2% | $6,843+35.7% | $5,983+55.1% |
| Admin fee / account holder | $2,018 | $10,809-81.3% | $9,310-78.3% | $11,250-82.1% |