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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,811 | $27,924+60.5% | $58,544-23.5% | $75,181-40.4% |
| Participation rate | 64.0% | 38.8%+25.2pp | 50.9%+13.1pp | 67.2%-3.2pp |
| Annual return | 16.79% | 44.20%-27.4pp | 4249.56%-4232.8pp | 160.69%-143.9pp |
| Employer contribution / active EE | $2,648 | $669+295.7% | $1,053+151.4% | $2,671-0.9% |
| Participant deferral / active EE | $5,704 | $1,202+374.7% | $1,923+196.6% | $4,126+38.2% |
| Admin fee / account holder | $101 | $1,726-94.1% | $2,520-96.0% | $5,650-98.2% |