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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,929 | $140,592+103.4% | $123,106+132.3% | $125,388+128.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 0.04% | 16.80%-16.8pp | 13.22%-13.2pp | 282.24%-282.2pp |
| Employer contribution / active EE | $16,671 | $6,041+176.0% | $5,151+223.6% | $4,866+242.6% |
| Participant deferral / active EE | $14,920 | $6,980+113.7% | $6,229+139.5% | $5,352+178.8% |
| Admin fee / account holder | $551 | $11,198-95.1% | $9,015-93.9% | $9,541-94.2% |