Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,558 | $69,977-67.8% | $108,582-79.2% | $62,881-64.1% |
| Participation rate | 44.7% | 72.9%-28.2pp | 79.6%-34.9pp | 69.3%-24.6pp |
| Annual return | 7.53% | 10.73%-3.2pp | -51.70%+59.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $1,073 | $2,135-49.8% | $3,758-71.5% | $2,281-53.0% |
| Participant deferral / active EE | $1,794 | $3,165-43.3% | $4,311-58.4% | $3,203-44.0% |
| Admin fee / account holder | $3,361 | $5,076-33.8% | $7,645-56.0% | $4,296-21.8% |