Filed June 23, 2025 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $38,100 |
ASCENSUS LLC4 years Service code 15 · EIN 11-3665754 | Recordkeeping | $21,123 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,731 | $93,131-20.8% | $106,555-30.8% | $86,821-15.1% |
| Participation rate | 69.4% | 81.4%-12.0pp | 76.1%-6.7pp | 72.3%-2.8pp |
| Annual return | 13.71% | 19.45%-5.7pp | 26.80%-13.1pp | 97.94%-84.2pp |
| Employer contribution / active EE | $1,108 | $2,895-61.7% | $2,819-60.7% | $2,406-54.0% |
| Participant deferral / active EE | $2,431 | $4,708-48.4% | $4,399-44.7% | $4,132-41.2% |
| Admin fee / account holder | $250 | $145+72.2% | $7,408-96.6% | $170+47.4% |