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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,012 | $45,152-2.5% | $73,836-40.4% | $59,633-26.2% |
| Participation rate | 27.5% | 64.0%-36.5pp | 73.4%-45.9pp | 68.7%-41.2pp |
| Annual return | -3.78% | 27.40%-31.2pp | 2268.06%-2271.8pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $647 | $1,901-66.0% | $2,787-76.8% | $2,203-70.6% |
| Participant deferral / active EE | $2,174 | $2,573-15.5% | $3,583-39.3% | $3,192-31.9% |
| Admin fee / account holder | $221 | $3,515-93.7% | $4,882-95.5% | $4,297-94.9% |