Retirement plan

ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE 401(K) RETIREMENT PLAN

Name: ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE - ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE 401(K) RETIREMENT PLAN, ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE

ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCEEIN 31-4349010Plan #002PY 2017

205 N. 5TH STREET - ZANESVILLE, OH 437013507740-455-8282zmchamber.comLinkedIn1-10 employeescivic & social organization

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$787K

-19.2% from 2016

Total participants

0.0% from 2016

Average account balance

$131,180

-19.2% from 2016

Annual return

10.84%

+4.77 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.27M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$212K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$53K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9383

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$347K

$57839 / participant

Other / not subdivided$347K100.0%

% of EOY assets

44.092%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$131,180

$99,011+32.5%

$86,582+51.5%

$147,586-11.1%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

10.84%

1312.75%-1301.9pp

965.08%-954.2pp

578.59%-567.8pp

Employer contribution / active EE

$4,082

$3,132+30.3%

$2,839+43.8%

$4,876-16.3%

Participant deferral / active EE

$3,587

$3,972-9.7%

$3,609-0.6%

$5,439-34.1%

Admin fee / account holder

$57,839

$5,709+913.2%

$4,904+1079.4%

$10,886+431.3%

ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZANESVILLE-MUSKINGUM COUNTY CHAMBER OF COMMERCE 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion