Filed June 11, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,995 | $72,272+133.8% | $101,264+66.9% | $79,858+111.6% |
| Participation rate | 69.0% | 68.5%+0.6pp | 75.8%-6.8pp | 69.6%-0.6pp |
| Annual return | 18.26% | 22.30%-4.0pp | 46.48%-28.2pp | 31.72%-13.5pp |
| Employer contribution / active EE | $3,812 | $2,692+41.6% | $3,660+4.1% | $2,471+54.3% |
| Participant deferral / active EE | $10,785 | $3,282+228.7% | $4,370+146.8% | $3,740+188.4% |
| Admin fee / account holder | $9,179 | $4,401+108.6% | $5,947+54.4% | $5,306+73.0% |