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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,338 | $148,623+86.6% | $135,974+104.0% | $139,466+98.9% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 15.09% | 79.30%-64.2pp | 68.30%-53.2pp | 373.66%-358.6pp |
| Employer contribution / active EE | $3,187 | $5,246-39.3% | $4,859-34.4% | $4,754-33.0% |
| Participant deferral / active EE | $7,510 | $8,103-7.3% | $7,760-3.2% | $6,712+11.9% |
| Admin fee / account holder | $1,427 | $12,406-88.5% | $10,767-86.7% | $11,409-87.5% |