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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,783 | $176,838-79.8% | $146,685-75.6% | $167,518-78.6% |
| Participation rate | 60.0% | 83.6%-23.6pp | 80.1%-20.1pp | 82.1%-22.1pp |
| Annual return | 11.19% | 24.04%-12.8pp | 22.75%-11.6pp | 478.71%-467.5pp |
| Employer contribution / active EE | $1,302 | $5,161-74.8% | $4,137-68.5% | $4,838-73.1% |
| Participant deferral / active EE | $9,100 | $6,441+41.3% | $5,507+65.3% | $6,342+43.5% |
| Admin fee / account holder | $0 | $13,262-100.0% | $10,281-100.0% | $12,312-100.0% |