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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,693 | $99,644+112.4% | $86,438+144.9% | $134,532+57.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.68% | 6787.26%-6807.9pp | 4397.19%-4417.9pp | 418.27%-438.9pp |
| Employer contribution / active EE | $6,860 | $4,402+55.8% | $3,769+82.0% | $4,741+44.7% |
| Participant deferral / active EE | $19,317 | $7,247+166.5% | $6,952+177.9% | $6,401+201.8% |
| Admin fee / account holder | $7,885 | $8,375-5.8% | $6,733+17.1% | $11,429-31.0% |